--- title: Policy renewal description: At the end of the insurance period, you can renew this policy to continue the coverage. In Appulate, you can do this both automatically and manually. --- [Skip to content](https://help.appulate.com/en/knowledge/renewal#main-content) English Show submenu for translations ![appulatelogo-1.svg\]](https://help.appulate.com/hubfs/appulatelogo-1.svg) - [Appulate](https://appulate.com/?browse) Open main navigation Close main navigation - [Appulate](https://appulate.com/?browse) - English Show submenu for translations - [appulate.com](https://appulate.com/) [appulate.com](https://appulate.com/) Get help from Appulate team - There are no suggestions because the search field is empty. 1. [Help](https://help.appulate.com/en/knowledge?hsLang=en) 2. [Using Appulate](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en) 3. [Submissions & policies](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#submissions-policies) # Policy renewal This article provides information on policy renewal in Appulate. - [Overview](https://help.appulate.com/en/knowledge/renewal#overview) - [Ways to renew a policy](https://help.appulate.com/en/knowledge/renewal#ways-to-renew) - [Create renewal on the Policy page](https://help.appulate.com/en/knowledge/renewal#create-renewal-options) - [Automatic remarketing on the Policy page](https://help.appulate.com/en/knowledge/renewal#auto-renewal) - [Create renewal on the Prior quote request page](https://help.appulate.com/en/knowledge/renewal#prior-quote-request) - [Create renewal on the All insured page](https://help.appulate.com/en/knowledge/renewal#create-renewal-all-insured) - [Features of a renewal quote request](https://help.appulate.com/en/knowledge/renewal#features) - [Marking a request as bound for policy renewal](https://help.appulate.com/en/knowledge/renewal#mark-as-bound) ### Overview At the end of the insurance period, you can renew a [policy](https://help.appulate.com/en/knowledge/policy-binding?hsLang=en) to continue the coverage. In Appulate, you can do this both automatically and manually. The resulting renewal quote request will have a number of special [features](https://help.appulate.com/en/knowledge/renewal#features). You can also [mark a quote request as bound](https://help.appulate.com/en/knowledge/renewal#mark-as-bound) for policy renewal. ### Ways to renew a policy In Appulate, policy renewal can be: - manual (**Create renewa**l on the [Policy](https://help.appulate.com/en/knowledge/renewal#create-renewal-options)[page](https://help.appulate.com/en/knowledge/renewal#create-renewal-options), [Prior quote request page](https://help.appulate.com/en/knowledge/renewal#prior-quote-request), and the [All Insured page](https://help.appulate.com/en/knowledge/renewal#create-renewal-all-insured), as well as [Renewal](https://help.appulate.com/en/knowledge/new-quote-request-page?hsLang=en#summary) on the **Quote request** page); - or automatic ([Automatic remarketing](https://help.appulate.com/en/knowledge/renewal#auto-renewal) on the **Policy**page). #### Create renewal on the Policy page Choose the insured and policy and click **Create renewal** on the [Policy](https://help.appulate.com/en/knowledge/new-policy-interface?hsLang=en) page ([Renewal](https://help.appulate.com/en/knowledge/new-quote-request-page?hsLang=en#summary) on the **Quote request** page). [![create renewal button](https://help.appulate.com/hs-fs/hubfs/2024-02-12_16-45-51%20create%20renewal%20button.png?width=688&height=393&name=2024-02-12_16-45-51%20create%20renewal%20button.png)](https://help.appulate.com/hubfs/2024-02-12_16-45-51%20create%20renewal%20button.png?hsLang=en) You need to meet all the following conditions to renew a policy via the **Create renewal** button: - You are a company User or Admin (your user role is not [Viewer](https://help.appulate.com/en/knowledge/viewers?hsLang=en), and you're not an [insured user](https://help.appulate.com/en/knowledge/how-to-invite-and-share-information-with-insured?hsLang=en)). - You are registered under either the company that has created this request or policy, or the company to which this request has been submitted or which has issued this policy. - The [record status](https://help.appulate.com/en/knowledge/statuses-in-appulate?hsLang=en) isn't **Quote Declined by Insured**, **Quote Declined by Producer**, **Declined by Market (No Appetite)**, **Declined by Market (Reserved)**, **Declined by Market (Other)**, **Request Cancelled**, or **Cancelled Policy**. - This insured doesn't have newer requests or policies with the same [line of business](https://help.appulate.com/en/knowledge/markets-and-lines-of-business?hsLang=en). #### Automatic remarketing on the Policy page Select the [Automatic remarketing](https://help.appulate.com/en/knowledge/new-policy-interface?hsLang=en#auto-renewal) checkbox on the [Policy page](https://help.appulate.com/en/knowledge/new-policy-interface?hsLang=en). To do this, open the **Edit summary** dialog by clicking ![2024-02-12\_16-48-43 edit button for policy summary](https://help.appulate.com/hs-fs/hubfs/2024-02-12_16-48-43%20edit%20button%20for%20policy%20summary.png?width=55&height=25&name=2024-02-12_16-48-43%20edit%20button%20for%20policy%20summary.png). - A new request with the same parameters will be created on the date specified next to the checkbox. This date is defined by the **Automatic Remarketing** setting on the **Settings** page. - You'll get an [auto-renewal email notification](https://help.appulate.com/en/knowledge/status-change-notifications?hsLang=en). Note: If you [revert a policy to a quote request](https://help.appulate.com/en/knowledge/policy-binding?hsLang=en#revert), the **Automatic remarketing** check box gets reset. [![automatic remarketing](https://help.appulate.com/hs-fs/hubfs/2024-02-12_16-47-29%20automatic%20remarketing.gif?width=688&height=324&name=2024-02-12_16-47-29%20automatic%20remarketing.gif)](https://help.appulate.com/hubfs/2024-02-12_16-47-29%20automatic%20remarketing.gif?hsLang=en) You need to meet all the following conditions: - You are a company User or Admin (your user role is not [Viewer](https://help.appulate.com/en/knowledge/viewers?hsLang=en), and you're not an [insured user](https://help.appulate.com/en/knowledge/how-to-invite-and-share-information-with-insured?hsLang=en)). - You are registered under the company that has created this request or policy. - The status of the policy you want to renew is **Active Policy** or **Expired Policy**. - This insured doesn't have newer requests or policies with the same [line of business](https://help.appulate.com/en/knowledge/markets-and-lines-of-business?hsLang=en). #### Create renewal on the Prior quote request page Click **Create renewal** on the **Policy** \>[Prior quote request](https://help.appulate.com/en/knowledge/prior-quote-request?hsLang=en) page.[![Prior quote request page](https://help.appulate.com/hs-fs/hubfs/2024-04-09_16-42-33.png?width=688&height=256&name=2024-04-09_16-42-33.png)](https://help.appulate.com/hubfs/2024-04-09_16-42-33.png?hsLang=en) #### Create renewal on the All insured page Click the ![2023-11-08\_15-55-55 renewal icon](https://help.appulate.com/hs-fs/hubfs/2023-11-08_15-55-55%20renewal%20icon.png?width=25&height=23&name=2023-11-08_15-55-55%20renewal%20icon.png) (**Create Renewal**) button on the policy's row on the **All Insured** page. Note: If you renew a policy the **Expiration Date** of which has passed, the new quote request's **Effective Date** will be later than the current date by the **Policy Effective Date Delay Period**. [![create renewal on the all insured page-1](https://help.appulate.com/hs-fs/hubfs/2023-11-07_16-54-42%20create%20renewal%20on%20the%20all%20insured%20page-1.png?width=688&height=248&name=2023-11-07_16-54-42%20create%20renewal%20on%20the%20all%20insured%20page-1.png)](https://help.appulate.com/hubfs/2023-11-07_16-54-42%20create%20renewal%20on%20the%20all%20insured%20page-1.png?hsLang=en) ### Features of a renewal quote request Renewing an existing policy creates a new request for quote with the following features: - Its duration matches the initial policy (in months and days; thus, a one-year policy renewal will equal 365 days for a regular year and 366 days for a leap year). - Its **Effective Date** is calculated according to the following formula: New quote request's Effective Date = Original quote request's or Policy's Effective Date + N\*(duration of the original quote request or Policy), where N is a value between 1 and the first time when the New quote request's Effective Date is today or in the future. - The quote request's [status](https://help.appulate.com/en/knowledge/statuses-in-appulate?hsLang=en) is **Request In Progress** if the user initiated the renewal, or it was performed automatically ([auto-renewal](https://help.appulate.com/en/knowledge/renewal#auto-renewal)). - It contains the same forms. - A new row is added to [LossRunner](https://help.appulate.com/en/knowledge/lossrunner?hsLang=en) corresponding to the initial policy's duration. - If the insurance line has **Insurance history** prefilled, a new record is added to the **Insurance history** collection starting from the renewal quote request's **Effective Date** - 1 year. - Renewing a GL policy clears the **Current year payroll** field on the **Insured** tab. The field's value entered in the policy gets moved to the renewal quote request's **Payroll - Past year**, which is located in the **Identification** section of the ACORD 186 [form](https://help.appulate.com/en/knowledge/filling-out-acord-and-supplemental-forms?hsLang=en). - Documents don't transfer to the new request. - The initial policy's submissions don't transfer to the new requests. - The new quote request has the [Renewal](https://help.appulate.com/en/knowledge/renewal#create-renewal-options) checkbox enabled. - The **Expiring Premium** is the amount of premium from the policy which is being renewed. - The **Expiring Policy Number** is the policy number from the policy which is being renewed. - The **Expiring Carrier** is the carrier assigned to the policy which is being renewed. ### Marking a request as bound for policy renewal Markets usually renew a policy without providing a quote. For this reason, direct submitters to carrier markets, as well as these markets' users, can mark a request as bound in Appulate regardless of: - whether there is a [quote](https://help.appulate.com/en/knowledge/quotes?hsLang=en) (indication); - whether an [appointment](https://help.appulate.com/en/knowledge/appointment?hsLang=en) with this market is required; - the [submission type](https://help.appulate.com/en/knowledge/submission-types?hsLang=en); - the quote request's [status](https://help.appulate.com/en/knowledge/statuses-in-appulate?hsLang=en). To mark a request as bound for policy renewal in Appulate, you need to have the carrier issue a policy to this insured. Then, follow these steps: 1\. Create a quote request in Appulate (optionally marking it as a renewal) and add the carrier market. 2\. Click the **Mark as bound** button on the market's level to bind a policy. You don't have to request a quote from this market. [![marking a request as bound for policy renewal](https://help.appulate.com/hs-fs/hubfs/2024-02-12_16-52-58%20marking%20a%20request%20as%20bound%20for%20policy%20renewal.gif?width=688&height=319&name=2024-02-12_16-52-58%20marking%20a%20request%20as%20bound%20for%20policy%20renewal.gif)](https://help.appulate.com/hubfs/2024-02-12_16-52-58%20marking%20a%20request%20as%20bound%20for%20policy%20renewal.gif?hsLang=en) Note: If requesting a quote from this market normally involves [quote generation](https://help.appulate.com/en/knowledge/quotes?hsLang=en), no quote will be generated when you click **Mark as bound**. The **Mark as bound** button will be inactive if this insured already has an active policy for this insurance line and period (with a similar **Effective Date** and **Expiration Date**). 3\. The [Market Smart Q&A page](https://help.appulate.com/en/knowledge/market-smart-qa-dialog?hsLang=en) with quote details will open. You can check and edit this information before binding a policy to make sure everything is correct. Once ready, click **Mark as bound**. 4\. This will open the **Mark as bound** dialog informing you that you'll bind the policy only within Appulate. Click **Mark as bound** to confirm. ![mark as bound dialog](https://help.appulate.com/hs-fs/hubfs/mark%20as%20bound%20dialog.png?width=400&height=204&name=mark%20as%20bound%20dialog.png) 4\. The policy is bound in Appulate. However, - no premium gets written on the **Commissions** page, even if there is a quote under this market; - you won't get a [Policy bound notification](https://help.appulate.com/en/knowledge/status-change-notifications?hsLang=en).   - [Getting started](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#main-content) - [How to start](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#how-to-start) - [For agencies](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#for-agencies) - [Submissions & Quotes](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#submissions-quotes) - [Users](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#users) - [Company settings](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#company-settings) - [Additional information](https://help.appulate.com/en/knowledge/getting-started?hsLang=en#additional-information) - [Using Appulate](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#main-content) - [Appulate functionality](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#appulate-functionality) - [Main pages](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#main-pages) - [Questionnaire & Forms](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#questionnaire-forms) - [Submissions & policies](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#submissions-policies) - [For MGAs and carriers](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#for-mgas-and-carriers) - [For agents](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#for-agents) - [Working with Insured](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#working-with-insured) - [Email Notifications](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#email-notifications) - [Notes and messages](https://help.appulate.com/en/knowledge/using-appulate?hsLang=en#notes-and-messages) - [Tools & integrations](https://help.appulate.com/en/knowledge/tools-integrations?hsLang=en#main-content) - [Uplink](https://help.appulate.com/en/knowledge/tools-integrations?hsLang=en#uplink) - [Weblink](https://help.appulate.com/en/knowledge/tools-integrations?hsLang=en#weblink) - [AMS](https://help.appulate.com/en/knowledge/tools-integrations?hsLang=en#ams) - [FAQ & troubleshooting](https://help.appulate.com/en/knowledge/faq-troubleshooting?hsLang=en#main-content) - [FAQ](https://help.appulate.com/en/knowledge/faq-troubleshooting?hsLang=en#faq) - [New features](https://help.appulate.com/en/knowledge/new-features?hsLang=en) - [AppulateConnect](https://help.appulate.com/en/knowledge/appulateconnect?hsLang=en) - [Appulate](https://appulate.com/?browse) [![Appulate Logo](https://help.appulate.com/hubfs/Blog%20SVG-1.svg "Appulate Logo")](https://blog.appulate.com/?hsLang=en) Copyright © 2026, Appulate Inc.